When one part of life changes, the household feels it
Health changes finances
An emergency procedure can bring a medical bill, lost income and difficult choices about savings, debt and essential household payments.
Finances change health
A job change, home repair, caregiving responsibility or other expense can put access to care and future health outcomes under pressure.
Household goals connect both
What is Capital Care 360?
A household planning platform connecting health and household capital.
Capital Care 360 (CC360) is developing a household planning platform to help adult households organize selected coverage, healthcare-cost, cash-flow, liquidity, and upcoming-commitment facts; approve one household baseline; and compare bounded 12-month pathways for a job loss or planned medical intervention.
The Household Preparedness Profile
Understand your household’s starting point.
The Household Preparedness Profile is an educational baseline describing how a household approaches healthcare exposure, financial pressure, coverage stability, planning, and uncertainty. It remains under development and is not yet open for external beta participation.
The Health Spending Estimator
See the health spending traditional budgets can miss.
Health spending extends beyond insurance premiums and medical bills. The Health Spending Estimator helps households recognize a broader range of health-related spending and is available now as an educational beta.
Household Solvency Beta — In Development
One baseline for the decisions ahead.
The Household Solvency Beta is being designed to help an adult household organize selected health-coverage, cash-flow, liquidity, upcoming-commitment, and resource facts; approve a household baseline; and compare how a job loss or planned medical intervention could affect the household over a deterministic 12-month planning horizon.
Illustrative 12-month planning concept. Beta access is not yet open.
Short-Term Solvency Score
A deterministic 12-month capacity index based on approved household facts. It is a planning benchmark—not a probability, credit score, actuarial forecast, or long-term solvency result.
History and Recalibration
When household facts change, the beta creates a successor baseline and preserves the version that earlier planning decisions relied on.
Long-Term Solvency — Future Direction
Long-Term Solvency — Future Direction
A future capability intended to help households understand how evolving health needs, coverage, resources, and goals may interact beyond the current 12-month beta horizon. It is not part of the current beta and would require separate actuarial, legal, clinical, privacy, security, accessibility, and production-readiness approval.